Bank Credit to Rise by 100-200 bps to 12-13%

BANK credit is likely to grow by 100-200 basis points year-on-year to 12-13% this fiscal, as against 11-11.5% the industry has notched up in fiscal 2025, on the back of tailwinds like new supportive regulatory measures, a boost to consumption from tax cuts and softer interest rates.

- ENS ECONOMIC BUREAU @ Mumbai

Deposit growth is another crucial support for credit growth, says a report. As per a Crisil Ratings report released on Tuesday, the following two key regulatory changes are expected to support bank credit growth.