Sampath Bank records robust year-on-year growth of 32 percent

Sampath Bank recorded a Profit Before Tax (PBT) of Rs 24.4 Bn and a Profit After Tax (PAT) of Rs 14.7 Bn for the first half of 2025, marking a robust year-on-year growth of 32% across both metrics compared to the same period in 2024. The Sampath Group reported a PBT of Rs 26.0 Bn and a PAT of Rs 15.6 Bn, reflecting a year-on-year growth of 32% at both PBT and PAT levels.

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Fund Based Income

During the six-month period ended 30th June 2025, Sampath Bank reported total interest income of Rs 89.4 Bn, a 6% year-on-year decline primarily driven by the downward trend in the Average Weighted Prime Lending Rate (AWPLR) and reduced yields from government securities. The Bank's interest expenses recorded a corresponding decline of 6% to Rs 50.8 Bn for the period. These resulted in the Bank’s Net Interest Income (NII) declining by 6% year-on-year to Rs 38.6 Bn and the Net Interest Margin (NIM) declining by 66 basis points, from 4.90% on 31st December 2024 to 4.24% as at 30th June 2025.

Non-Fund Based Income