A bounty they'll treasure for life

Topping up your grandchild's retirement fund

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If you want to give your children and grandchildren a gift they will never forget, consider opening or topping up a pension for them.

I know just how important the children and grandchildren of my clients are to them, and it's only natural that they want to do something to help them financially.

Although before investing for others, I believe you should secure your own financial position first, a theme I discuss in my book The Money Plan.

There is nothing to stop parents and grandparents who have taken care of their own retirement from putting money into their children’s or grandchildren’s private pension funds — even if the child is grown up and is earning a salary of their own.