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Will going 100% cashless raise my health insurance premium?
Mint Mumbai
|February 09, 2024
How does the implementation of a 100% cashless network affect my current health insurance coverage? Will my premiums increase as a result? What is the relevance of the network hospital of my insurer now if all hospitals have become cashless.
Additionally, can the service quality be expected to remain consistent across all insurers in light of this change?
Going 100% cashless is a very positive development taken by the regulator. This allows policyholders to avail cashless treatment across many hospitals and comes at no additional cost.
So, your premium would not increase. To avail this facility, the policyholder is required to intimate the insurer 48 hours in advance, giving it sufficient time to make arrangements with the hospital.
The network of an insurer represents the list of hospitals with pre-existing tie-ups. This allows for direct settlement between the insurer and the hospital, on an agreed tariff.
Diese Geschichte stammt aus der February 09, 2024-Ausgabe von Mint Mumbai.
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