Versuchen GOLD - Frei
Kotak's low payout drags RoE
Mint Kolkata
|October 28, 2025
Kotak Mahindra Bank Ltd's customer assets rose 13% year-on-year to ₹5.09 trillion in the September quarter (Q2FY26).
Yet, its common equity tier (CET)-I ratio remains a hefty 20.9%, only marginally lower than 21.5% in Q2FY25. CET-I, which includes core equity capital and retained earnings, is higher than that of ICICI Bank Ltd (15%) and HDFC Bank Ltd (17%). This excess capital is a key reason Kotak’s return on average equity (RoAE) lags peers—at 10.4% versus a minimum of 14% for HDFC Bank, ICICI Bank, and State Bank of India Ltd (SBI).
During the earnings call, Kotak Mahindra Bank CEO Ashok Vaswani pointed out that Indian banks are not allowed to do buybacks under the Reserve Bank of India's (RBI) rules— an avenue that could have improved RoAE.
Diese Geschichte stammt aus der October 28, 2025-Ausgabe von Mint Kolkata.
Abonnieren Sie Magzter GOLD, um auf Tausende kuratierter Premium-Geschichten und über 9.000 Zeitschriften und Zeitungen zuzugreifen.
Sie sind bereits Abonnent? Anmelden
WEITERE GESCHICHTEN VON Mint Kolkata
Mint Kolkata
Ford to retool TN unit with $370 mn
Ford Motor Co. plans to invest about 32.5 billion rupees ($366 million) in India to make new engines, the Detroit-based automaker said Friday, signaling renewed confidence in the country and defying Donald Trump’s promotion of American manufacturing as it reopens a factory closed four years ago.
1 min
November 01, 2025
Mint Kolkata
The dangers of labelling
A fortnightly column about emotional well-being
2 mins
November 01, 2025
Mint Kolkata
Custom fits for four-legged divas
From bespoke 'sherwanis' to hand-embroidered leashes, pet fashion is nearly as indulgent as human fashion
4 mins
November 01, 2025
Mint Kolkata
How the Mughals built their empire on conquest and contracts
This timely book reminds us that the fate of nations has always been written as much in account books as in battles
5 mins
November 01, 2025
Mint Kolkata
Benetton ex-CEO Sridharan to join as Puma India head
Ramprasad Sridharan, former managing director and chief executive of Benetton India, is set to take over as managing director of Puma India, said two people in the know. India is one of the German sportswear retailer's fastest growing markets where it faces rising competition.
2 mins
November 01, 2025
Mint Kolkata
Stride raises $300-mn India, UK, GCC funds
Stride Ventures launched three funds across India, Gulf Cooperation Council and the UK, raising $300 million in the past six months to be deployed in respective territories, top executives at the venture debt platform said.
1 min
November 01, 2025
Mint Kolkata
Big Tech is spending more than ever on artificial intelligence and it’s still not enough
Silicon Valley's biggest companies are already planning to pour $400 billion into artificial intelligence efforts this year. They all say it’s nowhere near enough.
3 mins
November 01, 2025
Mint Kolkata
Return of the small car to even draw rivals: Maruti’s Bhargava
years, including Hyundai’s Santro and Eon, and Tata Motors’ Nano. Newer entrants completely skipped this segment in the face of rising consumer appetite for SUVs, which also tend to accrue better margins for manufacturers.
2 mins
November 01, 2025
Mint Kolkata
A guide to teas from Sri Lanka
I just finished the last of my Ceylon tea stash from last year and caught myself wishing I'd had a guide to its teas and terroir. So I decided to put one together.
2 mins
November 01, 2025
Mint Kolkata
Japanese automakers seek new ignition in innovation, India
Japanese carmakers are pinning hopes on technology and new launches to counter Chinese rivals' expanding footprint, shortages of rare-earth magnets and chips, as well as US tariffs-with India keeping their growth engines humming.
2 mins
November 01, 2025
Listen
Translate
Change font size