Mit Magzter GOLD unbegrenztes Potenzial nutzen
Erhalten Sie unbegrenzten Zugriff auf über 9.000 Zeitschriften, Zeitungen und Premium-Artikel für nur
Versuchen GOLD - Frei
Fintech lending 2.0 shifts focus to depth, discipline
Mint Bangalore
|December 16, 2025
Focus shifts from blitz-scale expansion to unit economics, deeper monetization of customers
From left: Panellists Madhusudhan Ekambaram, chief executive and co-founder of KreditBee; Sandeep Singh, chief executive of Trillionloans; and Akshay Mehrotra, managing director and group chief executive of Fibe.
India’s fintech lending sector is entering its second act—and it looks markedly different from the first, top industry executives.
Speaking at a panel discussion on digital lending’s next chapter at Mint’s annual BFSI Summit on Friday, fintech founders said the sector is moving away from blitz-scale expansion toward stronger liability management, unit economics and deeper monetization of existing customers.
“I don’t think fintech 2.0 is about scale anymore,” said Sandeep Singh, chief executive of Trillionloans, a subsidiary of BharatPe. “It’s more about liability management and depth of customer monetisation.”
That shift follows a turbulent first decade for digital lending.
Diese Geschichte stammt aus der December 16, 2025-Ausgabe von Mint Bangalore.
Abonnieren Sie Magzter GOLD, um auf Tausende kuratierter Premium-Geschichten und über 9.000 Zeitschriften und Zeitungen zuzugreifen.
Sie sind bereits Abonnent? Anmelden
WEITERE GESCHICHTEN VON Mint Bangalore
Mint Bangalore
GDP revamp shrinks size of India’s economy
India’s economy is now smaller than previously thought. New estimates based on an updated methodology and base year have shrunk the nominal output by over ₹3 trillion ($133 billion), validating concerns over the size of the economy.
3 mins
February 28, 2026
Mint Bangalore
Deepinder Goyal's only-fit hiring plan may test legal limits
Zomato founder Deepinder Goyal's call for engineers for his longevity venture, Temple, came with a caveat-they need to be supremely fit.
2 mins
February 28, 2026
Mint Bangalore
Supplement makers swap expensive whey for plants
Soaring whey prices are reshaping India’s fast-growing protein supplement market, squeezing margins and forcing companies to redraw growth strategies as consumption rises.
2 mins
February 28, 2026
Mint Bangalore
The couple who made anti-fit a hit
Nicobar's Simran Lal and Raul Rai, partners in business and life, on creating a niche for everyday wear that's relaxed yet stylish
5 mins
February 28, 2026
Mint Bangalore
GDP grows at faster 7.8% in Q3 under new series
FY26 growth outlook raised to 7.6% from 7.4%; CEA pegs Q4 pace at 7.3% or more
3 mins
February 28, 2026
Mint Bangalore
Foreign investor buying fails to soothe edgy Street
buoyed metal and oil & gas stocks, said experts, Both sectors emerged as the week’s top performers.
2 mins
February 28, 2026
Mint Bangalore
SC chides losing bidders trying to stall insolvency
Losing bidders cannot seek a second chance by portraying the CoC's commercial decisions as procedural flaws, the SC said.
2 mins
February 28, 2026
Mint Bangalore
Paramount-Warner deal set to reshape Indian cinema
Netflix is backing away from its proposal to buy Warner Bros Discovery
2 mins
February 28, 2026
Mint Bangalore
Looking beyond spectacle at Kochi
Smartphones have turned viewers of art into consumers, eager to flaunt what they've seen. Is it time for some close looking?
6 mins
February 28, 2026
Mint Bangalore
Goyal's only-fit hiring plan may test legal limits
and therapists, insurance policies that include partners and even gender surgeries.
1 min
February 28, 2026
Listen
Translate
Change font size