Think of loved ones and plan for the future

Being prepared for your own death is an essential part of life.

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Here are five simple steps to take

1. THINK ABOUT YOUR FUNERAL

"The first step to helping your family, and also ensuring your wishes for your funeral are followed, is to write them down," says Executive Director of Red Apple Law (www.myredapplelaw.com), Angie Wilson.

"It may be easier to start by thinking about what you don't want as this provides reassurance to your loved ones that they won't choose something you wouldn't have wanted.

"Then think about what you would like. Flowers or donations to charity perhaps? What kind of service? Talk through the individual parts of the ceremony with your loved ones. Don't forget about the music you would like played."

2. START SAVING NOW

"Dying is actually a fairly expensive business," says Angie. "And even the most simple of funerals can cost thousands of pounds.