Bank GNPAs Decline To Multi-Decadal Low Of 2.3% In March, May Inch Up By March 2027: RBI Report

The gross non-performing assets (NPAs) of the banking system declined to a multi-decadal low of 2.3 per cent in March 2025, the Reserve Bank said on Monday.

- Press Trust Of India

The GNPA level for all the scheduled commercial banks had stood at 2.8 per cent in the year-ago period and 2.6 per cent in September 2024.

In the half-yearly The Reserve Financial Stability Report, the Reserve Bank of India (RBI) said the GNPAs for 46 banks accounting for 98 per cent of the total assets of scheduled commercial banks (SCBs), may rise to 2.6 per cent by March 2027.

It can be noted that dud assets have been one of the most challenging part for the banking system for a large part of the latter part of last decade especially due to stress among corporate segment, but the system has been improving on the key ratios ever since.