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Consumer durables loans revive on GST cut, festive demand
Financial Express Pune
|December 11, 2025
After RBI diktat, banks have scaled down unsecured personal loan exposure including consumer durables
THE CREDIT TO consumer durables segment by commercial banks saw an uptick in October on the back of GST cuts and festive demand.
The loan segment grew 6% month-on-month in October to ₹23,645 crore, the latest data from the Reserve Bank of India (RBI) showed. On a yearly basis, the segment grew 1% compared to a fall in growth in past few months.
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