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Uncovering hidden auto protection

Financial Express Mumbai

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July 12, 2025

THE ADD-ONS YOU DIDN'T KNOW YOU NEEDED

- VIKRAM CHAUDHARY

WITH CHANGING weather patterns, frequent natural calamities, unpredictable driving conditions, and vehicles becoming more technologically advanced, motor insurance add-on covers are no longer viewed as optional luxuries, but as essential components of a well-rounded motor insurance plan.

We talked to Paras Pasricha, business head of Motor Insurance at Policybazaar.com, who said customers are becoming proactive about risk protection, and there is a clear shift in how policyholders are approaching motor insurance. "Add-ons are no longer seen as optional, they are becoming essential to a comprehensive motor insurance plan," he said. "This shift isn't limited to new vehicles, and even owners of older cars are opting for add-ons to boost coverage."

Here are a few add-ons you possibly didn't know you needed:

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