Funding for M&A, easy mkt...

THE BANKING REGULATOR also plans to publish a discussion paper on granting licences to more urban cooperative banks —- something that was stopped two decades ago.

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Umesh Revankar, executive vice chairman, Shriram Finance said the principlebased framework proposed by RBI for infrastructure lending is a welcome step as it clarifies risk weights for operational projects and supports sound, long-term lending practices.

The expected credit loss framework will be implemented from April 1,2027 and scheduled commercial banks will be given a glide path to achieve it till March 31, 2031 to smoothen the process of increased provisioning.

To improve credit to micro, smalland medium enterprises and residential real estate, risk weights to these segments are likely to be reduced. The proposed regulatory restriction on overlap in the businesses undertaken by a bank and its group entity(ies) is being removed from the final guidelines. The strategic allocation of business streams among group entities will be left to the wisdom of bank boards.