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Unsecured retail book of ARCs surges 50% in FY25
Financial Express Kochi
|June 03, 2025
THE UNSECURED RETAIL BOOK of asset reconstruction companies (ARCs)—the dues acquired by them in unsecured and microfinance loans—has risen by over 50% from ₹50,634 crore to ₹76,029 crore in FY25.
THE UNSECURED RETAIL BOOK of asset reconstruction companies (ARCs)—the dues acquired by them in unsecured and microfinance loans—has risen by over 50% from ₹50,634 crore to ₹76,029 crore in FY25. It now forms almost 24% of the growth in ₹1.07 lakh crore acquired dues in the full year, data from the Association of ARCs in India show.
Overall, the share of the unsecured retail increased to 7.3% from 5.5% a year ago, while the share of retail secured book increased marginally to 9.9% from 9.5% a year ago.
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