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Life insurance cover drops for third year
Financial Express Delhi
|January 01, 2026
OVERALL PENETRATION FLAT AT 3.7% IN FY25: IRDAI
INDIA'S LIFE INSURANCE penetration declined for the third consecutive year even as the country’s overall insurance penetration remained unchanged at 3.7% in 2024-25, according to the latest annual report released by the Insurance Regulatory and Development Authority of India (Irdai).
As per Irdai’s FY25 annual report, life insurance penetration fell to 2.7% of the GDP in 2024-25 from 2.8% in the previous fiscal. Life insurance penetration stood at 3.2% of the GDP in 2021-22 and has been on a steady downward trajectory since then, easing to 3% in 2022023.The country’s overall insurance penetration, comprising both life and non-life segments, remained unchanged at 3.7% in 2024-25, Penetration in the non-life insurance segment, including health, motor, fire and other lines, also remained flat at 1% on a year-on-year basis in 2024-25.
Diese Geschichte stammt aus der January 01, 2026-Ausgabe von Financial Express Delhi.
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