Indians up global mkt bet

IN CONTRAST, THE Sensex has gained a modest 9.4% over the same period.

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Overseas investments by Indians are routed through the RBI’s Liberalised Remittance Scheme (LRS), which allows resident individuals to remit up to $250,000 per financial year for permitted current and capital account transactions. These include investments in foreign equities, exchange-traded funds (ETFs), bonds and mutual funds. Over the years, LRS has emerged as the primary channel for Indian households and high net worth individuals to build exposure to global assets in a regulated manner.

In FY25, Indians invested $1.698 billion ($1.51 billion in FY24) in overseas equity and debt, RBI data show.

Indian retail investors tend to access US markets predominantly through fund-of-funds (FoF) structures, rather than directly buying overseas stocks. These FoFs, offered by domestic mutual fund houses, invest in underlying US mutual funds or ETFs, often tracking popular indices such as the S&P 500 or Nasdaq.