Cargills Bank posts Rs. 240 m PAT for 1H 2025

■1H Profit before Income Tax Rs. 464 m, an increase of Rs. 158 m ■Net fee and commission income grow by Rs. 55 m ■Total Capital Ratio at 18.06% ■Liquidity Coverage Ratio, Rupee at 174.93% and All Currency at 138.68% ■Net Stable Funding Ratio at 127.71% ■Total Assets grow by Rs. 4.2 b

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CARGILLS Bank has reported a Profit After Tax (PAT) of Rs. 240 million in the first half of 2025, an increase of Rs. 104 million from a year ago, the bank said in a statement.

In a statement, the bank said its Net Interest Income of Rs. 1,836 million was an increase of Rs. 178 million in 1H 2025 compared to 1H 2024. The marginal reduction in NIM was due to the gradual reduction in market interest rates in line with the CBSL policy directions. The bank continued to focus on repricing of deposits and advances to reflect the market conditions and to manage the NIM in an optimal manner.

Net fee and commission income of Rs. 440 million was a growth of Rs. 55 million growth from a year earlier. Concerted efforts to improve trade volumes, loan related fee income, card and acquiring related fee income and improved remittance income were among the main contributory factors for this growth of 14% recorded.