Three-fifths of small and mediumsized enterprises (SMEs) said they currently need finance to ease day-today cashflow issues.
And more than two thirds reported that they need loans to grow, according to research by asset manager Channel Capital.
With around 5.6 million SMEs in the UK, that suggests some 3.3 million need to access finance to help them stay afloat during an extremely challenging time for businesses, Channel said.
But business owners say they face roadblocks when it comes to receiving loans.
High street banks were accused of being reluctant to lend to smaller firms, the survey found.
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