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Philippine banks' March bad loan ratio softens
Business World Philippines
|May 19, 2025
PHILIPPINE BANKS' bad loan ratio eased to a three-month low in March as total loans increased, according to data from the Bangko Sentral ng Pilipinas (BSP).
The industry's gross bad loan ratio dipped to 3.3% from 3.38% in February and 3.39% a year earlier.
Bad loans inched up 0.5% to P516.12 billion at end-March from a month earlier and climbed 11.1% from a year ago.
Loans are considered nonperforming once they remain unpaid for at least 90 days after the due date. They are risky assets because borrowers are unlikely to pay.
The loan portfolio of the Philippine banking system rose 3% to P15.63 trillion as of end-March from a month earlier and by 14.2% from a year earlier.
Diese Geschichte stammt aus der May 19, 2025-Ausgabe von Business World Philippines.
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