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GCash rolls out in-app OTPs to curb fraud
Business World Philippines
|January 13, 2026
ELECTRONIC wallet platform GCash has launched in-app one-time passwords (OTPs) to strengthen account security against phishing, scams, and fraud.
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GCash said SMS-based OTPs have been a frequent target of scammers seeking unauthorized access to user accounts, adding that in-app OTPs are designed to address these vulnerabilities.
“Our upgrade to In-App OTPs is a strategic move to put an end to phishable SMS OTPs. We will shift users to instant, GCash app-verified authentication, to increase the security of their daily transactions,” GCash Chief Information Security Officer Miguel Geronilla said in a media release on Monday.
By the first quarter, users will receive OTPs directly through secure push notifications within the GCash application, instead of via text messages, the company said.
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