Versuchen GOLD - Frei
Banks get 4 years to spread provisions for ECL norms
Business Standard
|October 02, 2025
RBI proposes lower risk weightings for loans to MSMEs, residential housing
The Reserve Bank of India (RBI) has decided to give a glide path of four years starting 1 April, 2027, to banks to spread higher provisioning requirements while transitioning to the expected credit loss (ECL) framework from the current incurred loss framework. The RBIalso proposed tweaking risk weightings for loan to micro, small &medium enterprises (MSMEs) and residential housing loans, which will release capital for banks.
This new framework of provisioning with prudential floors is proposed to be made applicable to all Scheduled Commercial Banks with effect from 1st April 2027. ECL norms will not be applicable for Small Finance Banks (SFBs), Payment Banks (PBs), Regional Rural Banks (RRBs) and All India Financial Institutions (AIFIs).
Diese Geschichte stammt aus der October 02, 2025-Ausgabe von Business Standard.
Abonnieren Sie Magzter GOLD, um auf Tausende kuratierter Premium-Geschichten und über 9.000 Zeitschriften und Zeitungen zuzugreifen.
Sie sind bereits Abonnent? Anmelden
WEITERE GESCHICHTEN VON Business Standard
Business Standard
'High-quality growth stocks better valued vis-à-vis rest of market'
Valuations, which have eased over the course of 2025, are likely to soften further as the time correction continues, and earnings growth is expected to pick up, says Vinay Paharia, chief investment officer, PGIM India Mutual Fund (formerly PGIM India Asset Management).
2 mins
January 12, 2026
Business Standard
Increasing discomfort
AI and social media need new norms of regulation
2 mins
January 12, 2026
Business Standard
Avoid chasing recent winners, dumping laggards prematurely
Build diversified portfolio to benefit from inevitable leadership rotation across assets
3 mins
January 12, 2026
Business Standard
Municipal bond issuances hit new record in FY26 due to fiscal support
Unlike earlier reform phases, current framework of Amrut 2.0 provides quantified incentives that lower cost of borrowing, Anjali Kumari writes
2 mins
January 12, 2026
Business Standard
'India to manufacture 3 nm chips by 2032'
With several semiconductor (semicon) manufacturing plants set to begin commercial production this year and a major push planned under the IndiaAI Mission, Union Minister for Electronics and Information Technology Ashwini Vaishnaw outlines the government's strategy to position India as a key global player in an email interview with Surajeet Das Gupta.
3 mins
January 12, 2026
Business Standard
Realty moves to the core of conglomerates’ biz strategy
India’s leading conglomerates are stepping up investments in real estate, recasting what was once a peripheral activity into a core growth driver.
3 mins
January 12, 2026
Business Standard
Cuba should strike a deal with US 'before it is too late': Trump
US President Donald Trump on Sunday suggested Cuba should strike a deal with Washington, warning that the island nation would no longer receive oil or money from Venezuela.
1 mins
January 12, 2026
Business Standard
Petroleum product exports touched record high in 2025
This despite West sanctions on Russian oil and Suez Canal hurdles
2 mins
January 12, 2026
Business Standard
‘Sovereign AI a national goal for India’
FROM PAGE 1
2 mins
January 12, 2026
Business Standard
Google guys say bye to California as state weighs one-time billionaire wealth tax
Larry Page and Sergey Brin, two Stanford University graduate students, created the search engine in 1998 and built the startup out of a friend’s garage in Menlo Park, Calif.
2 mins
January 12, 2026
Listen
Translate
Change font size