Versuchen GOLD - Frei
To Tip or Not to Tip?
Kiplinger's Personal Finance
|October 2023
Everyone from your barista to the car mechanic is asking for tips, and new technology adds to the pressure.
TIPPING has long been a tricky topic, but in rethe practice cent years, has taken on a whole new level of complexity.
Service providers are not only increasingly soliciting tips, but they're also spinning around touch-screen card readers with suggested percentages that can run as high as 30%. Adding to the struggle are bills with a "service charge" and a line for gratuity. And then there's the awkwardness of making a tipping decision while standing two feet from the person who just handed you your take-out pizza.
"It's a very complicated space," says Lizzie Post, co-author of Emily Post's Etiquette, The Centennial Edition, and the great-great-granddaughter of manners maven Emily Post.
So, how did the gracious act of adding a gratuity become so confounding? The global pandemic was a major impetus, as many consumers, while holed up in their homes, wanted to support small businesses and show appreciation for service workers.
"Covid increased people's willingness to tip even in circumstances where you weren't used to it," says Michael Lynn, a Cornell University professor of consumer behavior and marketing who has published more than 50 academic papers on service gratuities. "It also increased their willingness to tip larger amounts."
In addition, credit card readers that give suggestions such as 18%, 20% and 25% are more prevalent than ever-and unlike tip jars, they can cause extra gratitude angst because you must opt out. "With a tip jar, failure to tip is passive. It's a sin of omission," says Lynn. "Whereas failure to tip with the digital screen is more active. You have to say, 'No tip.' And we generally think sins of commission are worse than sins of omission."
Across the country, tip jars are proliferating, and digital prompts show no sign of abating. Still, you can take steps to feel good about the amount you tipif you tip at all.
Diese Geschichte stammt aus der October 2023-Ausgabe von Kiplinger's Personal Finance.
Abonnieren Sie Magzter GOLD, um auf Tausende kuratierter Premium-Geschichten und über 9.000 Zeitschriften und Zeitungen zuzugreifen.
Sie sind bereits Abonnent? Anmelden
WEITERE GESCHICHTEN VON Kiplinger's Personal Finance
Kiplinger's Personal Finance
Ciao, Italia! Eight Ways to Save on a Trip to the 2026 Olympics
WHETHER you're looking to experience breathtaking natural beauty in the Dolomite mountains or the urban buzz of a global design capital, northern Italy may already be high on your list of vacation destinations. Add in the chance to attend the Winter Olympics, taking place from February 6 to 22 in Milan and the Cortina d'Ampezzo ski resort, and you may be looking at a once-in-a-lifetime vacation.
4 mins
November 2025
Kiplinger's Personal Finance
My Quest for Higher Yields
MARKET action along with recent readings on employment and inflation imply the onset of a troublesome cycle: shrinking cash yields with negative pressure on returns for long-term high-grade corporate and Treasury bonds. Despite the knee-jerk Treasury-bond rally sparked by the dismal early-September jobs report, I expect interest rates to ascend sharply along the outer years of the yield curve—regardless of the Federal Reserve's imminent campaign to ease short-term rates.
2 mins
November 2025
Kiplinger's Personal Finance
WE ADD A NEW MID-CAP FUND
KIPLINGER 25 UPDATE
1 mins
November 2025
Kiplinger's Personal Finance
Smart Strategies for Paying Your Child an Allowance
By giving your kids money to spend and save, you'll help them sharpen their financial skills at an early age.
5 mins
November 2025
Kiplinger's Personal Finance
Take a Bite Out of Dental Costs
Many Medicare Advantage plans include dental care, but there are restrictions.
3 mins
November 2025
Kiplinger's Personal Finance
CHOOSE THE BEST CHARITIES FOR YOUR DONATIONS
While you set your giving strategy, think about your values, and select organizations that will put your contributions to good use.
10 mins
November 2025
Kiplinger's Personal Finance
A BROAD APPROACH TO INNOVATIVE TRENDS
KIPLINGER ETF 20 UPDATE
1 mins
November 2025
Kiplinger's Personal Finance
MANAGING MONEY FOR A LOVED ONE WHO CAN'T
Becoming a financial caregiver for an aging or ill relative will go more smoothly if you plan for the possibility in advance.
3 mins
November 2025
Kiplinger's Personal Finance
Guiding Families Through Life's Final Chapter
An end-of-life doula offers support to people who are dying as well as their loved ones.
2 mins
November 2025
Kiplinger's Personal Finance
RETIRING ON YOUR OWN? A GUIDE FOR SOLO AGERS
If you're single without adult children to rely on for help, planning for your older years requires an added layer of intention and urgency.
12 mins
November 2025
Translate
Change font size
