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A Smart Way to Empower People With Disabilities

Kiplinger's Personal Finance

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April 2025

An ABLE account can improve your loved one’s quality of life.

- BY ELLA VINCENT

A Smart Way to Empower People With Disabilities

IF you have a family member with a disability, you’re probably aware that a disabled person’s financial situation can easily become precarious. The maximum Supplemental Security Income benefit, which is available for low-income individuals who have a disability, is just $967 a month, according to the Social Security Administration. And your loved one may be ineligible for the benefit if they have more than $2,000 in assets.

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