How add-on covers provide an extra layer of protection to a comprehensive car insurance policy

Purchasing car insurance is mandatory, and it provides financial security to the car owner.

- Sanjeev Puri

To get the most out of your car insurance coverage, you can add an extra layer of protection to deal with a variety of potential dangers. These supplementary coverings are known as add-ons and are fully optional. Until recently, insurers only provided conventional auto insurance coverage. With an additional premium, various optional covers are now available that provide far greater coverage than the standard policy.

Your standard policy includes basic comprehensive car insurance coverage for vehicle damage, third-party liability, and vehicle theft. Add-on plans are intended to provide insurance coverage for damages other than those covered by standard auto insurance. They aid in obtaining comprehensive coverage for the damages incurred as well as the cost of repairs.

Car insurance add-ons are, essentially, additional coverage options that can be added to a standard car insurance policy. These add-ons provide extra protection and benefits that may not be included in the basic coverage. Some common car insurance add-ons include roadside assistance, rental car reimbursement, and gap insurance. These add-ons can provide peace of mind and financial security in case of unexpected events or accidents.

Car insurance add-ons are additional coverage alternatives that you may purchase in addition to your normal car insurance policy to strengthen your protection and personalize your coverage to your unique needs. These add-ons, sometimes known as riders or endorsements, are intended to give additional benefits beyond those provided by a regular insurance policy.

Here are some add-ons on the motor vehicle insurance coverage that you can choose to get added benefits of coverage on your vehicle.

Zero depreciation / Nil depreciation