Banks: Of Margins and Pressures

In 2025, India's banks saw two different dimensions.

- Salil Panchal

Public sector banks had a sustained improvement in market share, where lower bad loans and improved credit growth saw their stocks gain 28 percent. For private sector lenders, the second half saw a lot of activity with investment announcements for four mid-sized banks—RBL Bank, Yes Bank, Federal Bank and IDFC First—alongside Sammaan Capit