Make Retirement Your Best Years

Replacing your impending dread with excitement and momentum is possible

- Andrea Black.

Too often, Australians approach their retirement years with dread. They fear they won’t have enough money to live on and, worse still, that somehow they’ll run out of money when they need it most. Although, you can have the retirement of your dreams and live a happy, wonderful life, thanks to tips from author and financial adviser, Patricia Howard.

DON’T GROW OLD AND GREY BEFORE YOUR TIME

Don’t live your retirement the way your parents did or according to some outdated rule book. Most importantly, don’t skimp on the here and now so you can leave a nest egg for your children. Retirement is your big opportunity. Make the most of every single day.

YOUR ‘HALF A MILLION’ RETIREMENT NEST EGG

Every Australian is eligible for the age pension. While it is means tested, this is the equivalent of having $500,000 in retirement savings. Moreover, it’s secure, indexed for inflation and you will never lose it – it’s your long-lost retirement nest egg.

There’s too much talk in the financial industry that you need a million dollars to retire. Don’t give up on your financial situation. There are still lots of strategies to help you make the most of your financial position, and taking advantage of the age pension is one of them.

MAKE GOOD CHOICES