Not Covered?

What to do if you don’t have medical aid

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SO YOU’VE JUST found out that you’re pregnant. You’re probably experiencing many different emotions at the moment – happiness, maybe shock, nervousness and, of course, worry. One of your main worries may involve finances, especially if you’re not currently on a medical aid.

You’re still allowed to join a medical aid at this stage, but unfortunately, there’s no medical aid in South Africa that will cover your pregnancy and childbirth if you fell pregnant before joining the medical scheme, or any medical scheme. The reason for this is that it is general practice for medical aids not to cover any medical bills that are related to pre-existing conditions (so any medical condition you had before you joined the medical aid, such as being pregnant).