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Kiplinger's Personal Finance

Kiplinger's Personal Finance

Time Is Running Out on Social Security Benefits

SOCIAL SECURITY PAYMENTS WILL BE CUT automatically in just eight years unless Congress acts to revamp the program's financing.

4 min  |

September 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

What’s a Decent ROI on Retirement Time?

IN DOING THE HARD WORK OF WRITING THIS column, I came to frame its evolving concept as: “French Cinema vs. the Trailer Park Boys.” The idea popped into my head during a conversation with my wife, Pam, about how much sense it makes to “invest” in certain activities in semi-retirement.

2 min  |

September 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

DEALS! DEALS! DEALS!

We have ideas that will help you keep more money in your pocket, from bargain stocks to discounted groceries to summer-vacation savings.

10+ min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

To Downsize or Not to Downsize?

For some retirees, a bigger home is better.

5 min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

What to Do About the Dollar

IF you're like most investors, you have spent little or no time thinking about the dollar. Start worrying. Lately, the dollar has been dropping sharply in value against other currencies.

5 min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

RESIST THE CALL OF CALLABLE CDs

INTEREST rates on bank certificates of deposit are much higher than they were at the start of this decade. Even though the Federal Reserve has hiked its short-term federal funds rate 11 times since 2022, the average one-year CD yields 2%, according to Bankrate.com.

4 min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

Welcome to the Trading Range

I'LL reiterate my support this month for high-yield bonds and preferred stocks, and I advise readers to make peace with prices that in 2025 swing within a wider-than-usual range. What matters is that these outfits still pay promptly and in full. Buy-and-holders can go fishing, golfing or to the ballpark. And if you want to add to positions on dips, that works, too.

2 min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

GET A SALES TAX BREAK ON SCHOOL SUPPLIES— AND MORE

State sales tax holidays offer discounts on everything from backpacks to generators.

2 min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

CAN AI IMPROVE YOUR FINANCIAL LIFE?

ChatGPT and other artificial-intelligence tools will streamline certain tasks, but don't count on them to get everything right.

4 min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

LIVE LONG AND PROSPER

Breakthroughs that help us live longer, healthier lives can also create opportunities for investors.

10+ min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

Helping Your Kid Qualify for an Apartment? Proceed With Caution

If you co-sign or guarantee a lease, make sure you understand the risks.

4 min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

CHOOSE THE RIGHT RETIREMENT DESTINATION FOR YOU

Cost, culture and climate will all come into play.

10 min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

A MAJOR RATING AGENCY GIVES U.S. DEBT A DOWNGRADE

Strike three landed for Uncle Sam's credit rating in May, as Moody's became the third major rating agency to downgrade U.S. debt.

3 min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

THESE ETFs ARE ONE-STOP SHOPS

Multisector bond funds can pick and choose among a wide array of assets.

7 min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

A SEND-OFF FOR AN INVESTING ICON

As Warren Buffett prepares for retirement, we reflect on what we've learned from his 60 years of leadership at Berkshire Hathaway.

3 min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

THE FINANCIAL TALK THAT SPOUSES NEED TO HAVE

Women are poised to inherit significant wealth from their husbands. Here's how they can prepare for it.

2 min  |

August 2025

Kiplinger's Personal Finance

A NEW FUND FOR TAPPING PRIVATE MARKETS

But investors should be aware of a big caveat: limited withdrawals.

1 min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

BRINGING NEIGHBORS TOGETHER WITH BOOKS

Through a Little Free Library box, you can share a book you no longer need or take one you'd like to read.

2 min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

GUARD AGAINST THE NEW GENERATION OF FRAUD AND IDENTITY THEFT

Scams are getting more sophisticated and harder to spot. Stay ahead of them with our advice.

10+ min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

BENEFITS OF A TAXABLE BROKERAGE ACCOUNT

You can supplement your retirement nest egg or save for other goals.

2 min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

A GUIDE TO TAXES ON SOCIAL SECURITY BENEFITS

If the IRS is taking a cut, make sure you know how to cover the bill.

7 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

YOUR DISASTER PREPARATION TOOLKIT

As severe weather events grow more intense and widespread, it's smart to set up safeguards for your home and your finances.

10 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

Why Retirees Need a Budget

THE NEW WORLD OF RETIREMENT

3 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

GETTING RID OF THE STUFF YOUR FAMILY DOESN'T WANT? HERE’S HOW TO SELL IT

If your children are taking a pass on furniture, collectibles or other items you no longer need, use these tips to cash in on them instead.

9 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

STRENGTHENING THE FABRIC OF THEIR COMMUNITIES

This organization gives away sewing machines— and encourages the recipients to help others, too.

2 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

HOW TO COMPLAIN AND GET RESULTS

It pays to be respectful, organized and persistent.

7 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

New Twists on Giving Gifts to Kids

MONEY SMART WOMEN

3 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

THINK TWICE BEFORE YOU TAP YOUR 401(K) EARLY

Penalty-free distributions have become more accessible, but they can be detrimental to your retirement security.

3 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

ALL ABOUT MORTGAGE ESCROW

This account ensures that you pay your bills for home insurance and property taxes.

2 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

In Bonds We Absolutely Trust

INCOME INVESTING

2 min  |

July 2025