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Global banks are deploying Ethereum's Layer-2 stack
March 2026
|Open Source For You
Banks are standardising on Ethereum's open source stack as production financial infrastructure, shifting from experimental pilots and proprietary blockchains to live Layer-2 networks for tokenised deposits, interbank payments, and cross-border settlement.
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More than 30 institutions including Bank of America, Citi, TD Bank Group and Wells Fargo -are working with SWIFT on an Ethereum-based platform for international transactions. Regulatory clarity is accelerating the move. The GENIUS Act has established rules for stablecoins, while additional market standards are under consideration, giving banks greater
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