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India's Digital Payments Witness Robust Growth as Transaction Volumes Surge 34.8 pc
May 30, 2025
|The Statesman Bhubaneswar
India's digital payments ecosystem witnessed robust growth in FY2024-25, with transaction volumes surging 34.8 per cent year-on-year, according to the Reserve Bank of India's (RBI) latest annual report released this week.
The uptrend continues the strong momentum seen in FY24, which recorded a 44 per cent rise.
In value terms, digital transactions grew 17.3 per cent over the year, largely driven by Real Time Gross Settlement (RTGS) transactions, the report said. The total value of digital payments reached ₹2,862 lakh crore, up from ₹2,428.2 lakh crore in the previous fiscal.
Retail digital payments now account for 99.9 per cent of all non-cash retail transactions, a slight increase from 99.8 per cent the year before. The total number of retail digital transactions reached 2,222.9 crore, with a combined value of ₹919.3 lakh crore.
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