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Fitch Flags Need for Improving Deposit Mobilization
June 24, 2025
|The New Indian Express Dharmapuri
Accommodative monetary policy and easing funding conditions will help banks grow their assets a tad better this fiscal at 12-13%, over 10.6% in the previous fiscal, according to an international ratings agency.
However, the ratings agency has flagged the need for improving deposit mobilization to maintain nearly 120 bps improvement in the loan-to-deposit ratio (LDR) in FY25.
The Fitch report also sees the impaired loan ratio further falling by 20 bps to 2% in the current fiscal as the legacy bad loans of the system are falling along with higher loan growth.
The RBI has given a lot of legroom for banks to grow faster.
هذه القصة من طبعة June 24, 2025 من The New Indian Express Dharmapuri.
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