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Know about free health insurance for citizens above 70 years

November 04, 2024

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The Morning Standard

With no restriction on income, Ayushman Vaya Vandana card is universal and senior citizens can receive free treatment in hospitals, both public and private

- UMA KANNAN

NOW, every senior citizen who is above 70 years will be eligible for an Ayushman Vaya Vandana (AVV) Card. PM Narendra Modi last week launched the much-awaited Ayushman Bharat health insurance for senior citizens aged 70 and above.

This is an expansion of health coverage under AB PM-JAY (Ayushman Bharat Pradhan Mantri Jan Arogya Yojana), and under this scheme, these senior citizens are eligible for free medical treatment up to ₹5 lakh.

What are its benefits? Aayush Dubey, Co-Founder and Head of Research, Beshak.org, lists out the following benefits:

● Free hospital treatment: This card allows senior citizens aged 70+ years to access cashless hospitalization, ensuring they receive essential medical care without financial strain.

● Universal eligibility: Regardless of income level, any senior citizen aged 70 years and above is eligible for this benefit. It’s open to all, whether from low, middle, or upper-income backgrounds.

● Shared family coverage: In cases where multiple elderly individuals reside in the same household, the coverage limit of ₹5 lakh can be utilized by all qualifying members.

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