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HOW A 33-YEAR-OLD SHOULD INVEST?
February 09, 2026
|The Morning Standard
FIRST, let’s outline your financial goals based on your query: funding education for two children (ages 8 and 4 with higher education needs in 18 years) and building a retirement corpus by age 60 (27 years away).
In the Indian context, inflation for education is typically 8-10% annually, while general inflation hovers around 6%. You'll need to factor in your current income, expenses, risk tolerance, and any existing savings
Estimate Your Needs
To plan effectively, calculate rough targets using current averages and inflation-adjusted projections: Children’s Education: Higher education in India can cost ₹15-30 lakh per child today for a good private institution, plus living expenses. Factoring 8% inflation over 15 years, you might need ₹50-80 lakhs per child (or ₹1-1.6 crore total for two). If studying abroad, double that.
Retirement:
هذه القصة من طبعة February 09, 2026 من The Morning Standard.
اشترك في Magzter GOLD للوصول إلى آلاف القصص المتميزة المنسقة، وأكثر من 9000 مجلة وصحيفة.
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