Court invokes right to life in medical claim rejection

The petitioner moved the High Court, arguing that LIC’s action breached his constitutional guarantee to life and health

- HD Bureau

The Kerala High Court has held that denying a medical insurance claim may amount to violating the right to life under Article 21, ruling that insurers cannot arbitrarily reject claims once treatment is medically advised.

Justice P. M. Manoj, hearing a writ petition, found that an insurer’s refusal to honour a valid claim effectively equates to denial of necessary treatment, impinging on fundamental rights.