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RBI Plans to Give Lenders Key Power to Recover Small Loans
September 12, 2025
|Mint New Delhi
The Reserve Bank of India (RBI) plans to allow lenders to remotely lock mobile phones bought on credit if the borrowers default on those loans, two people said, in a move aimed at curbing bad assets that is likely to raise consumer rights concerns.
Over one-third of consumer electronics, including phones, are purchased on small-ticket loans in India, a 2024 study by Home Credit Finance showed. The country of over 1.4 billion people has more than 1.16 billion mobile connections, according to the telecom regulator, reflecting deep market penetration.
هذه القصة من طبعة September 12, 2025 من Mint New Delhi.
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