استمتع بـUnlimited مع Magzter GOLD
احصل على وصول غير محدود إلى أكثر من 9000 مجلة وصحيفة وقصة مميزة مقابل
يحاول ذهب - حر
Can rate cuts help budget housing?
December 08, 2025
|Mint New Delhi
Limited space
The Reserve Bank of India (RBI) trimmed the repo rate by 25 basis points (bps) on Friday, taking the key lending rate to 5.25%. With this, the total repo rate reduction in 2025 is 125 bps. As banks begin to adjust lending rates, equated monthly instalments (EMIs) would tread lower and home loans could get cheaper. Typically, it should benefit the beleaguered affordable housing segment as it is more sensitive to interest rate movements.
“(Our) sensitivity analysis indicates that every 1% cut in the base lending rate results in a 0.24% increase in priority-sector home loans,” said Vivek Rathi, national director - research, Knight Frank India. Borrowers in the priority sector are typically from the economically weaker sections and lower income groups, also eligible for schemes like the Pradhan Mantri Awas Yojana (PMAY) subsidy.
هذه القصة من طبعة December 08, 2025 من Mint New Delhi.
اشترك في Magzter GOLD للوصول إلى آلاف القصص المتميزة المنسقة، وأكثر من 9000 مجلة وصحيفة.
هل أنت مشترك بالفعل؟ تسجيل الدخول
المزيد من القصص من Mint New Delhi
Mint New Delhi
A career break is a personal choice—and a financial test
Cover the break period plus 8-12 months of additional expenses to avoid forced decisions
3 mins
February 25, 2026
Mint New Delhi
Will AI kill office jobs? It depends on the nature of tasks involved
Technology rarely eliminates all tasks demanded of a human role but those amenable to automation may soon be taken over
3 mins
February 25, 2026
Mint New Delhi
Suzlon rejigs top deck to focus on growth and diversification
Suzlon Energy on Tuesday announced a leadership rejig with an eye on expansion, as longtime chief executive officer J.P. Chalasani moved on to oversee the group’s newer projects and a former top executive from the Adani Group stepped into his shoes.
2 mins
February 25, 2026
Mint New Delhi
India’s innovation story gets a new chapter: Nasscom launches the Makers Honor Awards
The Nasscom Makers Honor Awards reminds India that its technology story is written not only in boardrooms and on stock exchanges, but in lines of code, on factory floors, in hospital systems, and in the quiet discipline of engineers who build things that last
4 mins
February 25, 2026
Mint New Delhi
Gen Z and millennials power India’s rapid upgrade cycle
The market for kitchen appliances, consumer electronics and furniture is entering a new phase: upgrade and switch.
2 mins
February 25, 2026
Mint New Delhi
THE ANATOMY OF A 72-HOUR DIGITAL ARREST
A 39-year-old executive lost ₹5.85 crore after falling prey to a digital arrest. We traced the money trail.
7 mins
February 25, 2026
Mint New Delhi
Fema rules on holding overseas assets after returning to India
I am an Indian citizen living in the USA.
2 mins
February 25, 2026
Mint New Delhi
Beijing sees opening in U.S. trade war after court blunts Trump's tariff weapon
The Supreme Court’s decision could give China leverage in coming summit
4 mins
February 25, 2026
Mint New Delhi
Reject this devolution proposal of the 16th Finance Commission
Its recommendation to delink devolution from state commission reports seems too flawed to accept
3 mins
February 25, 2026
Mint New Delhi
India’s role in AI diffusion was in the summit’s spotlight
In November 2023, a few governments and technologists gathered at Bletchley Park to discuss artificial intelligence (AI), seeking to come to terms with the technology they were developing.
3 mins
February 25, 2026
Listen
Translate
Change font size