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Bajaj Housing ends FY25 on high
April 25, 2025
|Mint Hyderabad
Squeezed out Bajaj Housing Finance's loan book growth has been strong, but gross spread is narrowing.
Bajaj Housing Finance Ltd's performance in the March quarter (Q4FY25) was strong except for the pressure on gross spread. Gross spread, or the yield on portfolio minus cost of funds, fell 10 basis points sequentially to 1.8%. This could be a sign of pricing pressure in the company's preferred individual lending segment, which focuses on salaried individuals with an annual income of ₹15 lakh. Still, net profit soared 54% year-on-year (y-o-y) to ₹587 crore.
هذه القصة من طبعة April 25, 2025 من Mint Hyderabad.
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