يحاول ذهب - حر
Kotak's low payout drags RoE
October 28, 2025
|Mint Chennai
Kotak Mahindra Bank Ltd's customer assets rose 13% year-on-year to ₹5.09 trillion in the September quarter (Q2FY26).
Yet, its common equity tier (CET)-I ratio remains a hefty 20.9%, only marginally lower than 21.5% in Q2FY25. CET-I, which includes core equity capital and retained earnings, is higher than that of ICICI Bank Ltd (15%) and HDFC Bank Ltd (17%). This excess capital is a key reason Kotak’s return on average equity (RoAE) lags peers—at 10.4% versus a minimum of 14% for HDFC Bank, ICICI Bank, and State Bank of India Ltd (SBI).
During the earnings call, Kotak Mahindra Bank CEO Ashok Vaswani pointed out that Indian banks are not allowed to do buybacks under the Reserve Bank of India's (RBI) rules— an avenue that could have improved RoAE.
هذه القصة من طبعة October 28, 2025 من Mint Chennai.
اشترك في Magzter GOLD للوصول إلى آلاف القصص المتميزة المنسقة، وأكثر من 9000 مجلة وصحيفة.
هل أنت مشترك بالفعل؟ تسجيل الدخول
المزيد من القصص من Mint Chennai
Mint Chennai
Upgrade R&D statistics for superior policy formulation
India aspires to become an innovation-driven economy. But when it comes to knowing how much the country actually investsin research and development (R&D), itstill relies onan outdated data system. This is a significant handicap in formulating effective science and technology policies, especially when the government hasset an ambitious target of raising national R&D spending to 2% of GDP by 2030.
3 mins
October 29, 2025
Mint Chennai
Is the H-1B visa crisis a blessing in disguise for IT?
Indian information technology (IT) services companies' strategy of servicing US clients from offshore locations to offset the impact of the H-1B visa fee hikefrom $1,000 to $100,000-is boosting their operating margins.
1 mins
October 29, 2025
Mint Chennai
CEOs are furious about employees texting in meetings
Jamie Dimon says it’s gone too far. Others are devising new measures, from hiding WiFi passwords to installing the corporate equivalent of the swear jar.
3 mins
October 29, 2025
Mint Chennai
How wills can help safeguard your personal digital legacies
I’m a digital creator. With much of my work and identity online, how can I protect my digital assets and include them in my will? —Name withheld on request
2 mins
October 29, 2025
Mint Chennai
NCLAT rejects plea opposing Aakash Edu EGM
The National Company Law Appellate Tribunal (NCLAT) on Tuesday rejected a plea by US-based Glas Trust challenging Aakash Educational Services Ltd's 29 October extraordinary general meeting (EGM) to approve a rights issue.
1 min
October 29, 2025
Mint Chennai
March of foreign universities sparks a battle for top academic talent
“In the first year, we'll probably hire around 60 faculty members—10 Indian faculty per university across six universities.
2 mins
October 29, 2025
Mint Chennai
Dwindling takers push OTTs to the smarter idiot box
The Indian streaming industry is undergoing an unusual transition.
1 mins
October 29, 2025
Mint Chennai
Supreme Inds rattles investors
Sticky issue Supreme Industries' Q2FY26 margin declined year-on-year, hit by the downtrend in polymer prices.
2 mins
October 29, 2025
Mint Chennai
March of foreign universities sparks a battle for top faculty
A wave of foreign universities set to wash over India has triggered a scramble for top-tier faculty, boosting salaries and exposing the scarcity of academic talent. Meanwhile, top Indian institutions are fighting to retain their own top teachers.
1 mins
October 29, 2025
Mint Chennai
Sebi bats for more transparent MF fees, less biz curbs
Regulator aims to rebuild the TER structure, raise transparency in charges levied on investors
1 mins
October 29, 2025
Listen
Translate
Change font size

