Visa holiday spend trends: How Filipinos pay during Christmas

The Filipinos are known for having the longest Christmas celebration, and that means a lot of opportunities for spending.

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Visa, a global leader in digital payments, has unveiled fresh insights into how Filipinos spend during the Christmas season. December emerges as the peak month for transactions, with active cards payment volume significantly increasing compared to the rest of the year's. These trends highlight the powerful cultural and economic influence of the holidays on consumer behavior.

Drawing from card-present transactions—where both the cardholder and physical card are at the point of sale—Visa Consulting and Analytics (VCA) identified key Filipino spending patterns during the festive period, showcasing dynamic behavior across local and overseas transactions throughout December.