How to cancel contracts you don't want any more

I recently wrote all about 'Awful April' - the time of year when all of our main bills go up, from taxes to utilities.

- MARTYN JAMES

If you've been worrying about these extra costs, then you might have found yourself looking at your finances and wondering if there are places where you can make savings.

The good news is, there certainly are. From subscriptions you'd forgotten about - like anti-virus software, streaming services and cloud storage - to things you don't want or need, like old dating apps or insurance policies that haven't been cancelled, you could save £1,000 or more each year!

That's all well and good, but readers have been contacting me to say that they can't cancel some contracts, or identify regular payments that could be binned on their accounts.

Here's my guide, to help your spring clean your finances and save some cash.

Finding missing payments

We pay for goods and services through a range of financial institutes, apps and even through our phones. So to track down payments you don't want or need, you'll need to check:

■Bank accounts

■Credit cards