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Banks Write Off NPAs Worth ₹16.35 Lakh Cr
March 18, 2025
|Hindustan Times West UP
Banks have written off non-performing assets (NPAs) or bad loans worth about ₹16.35 lakh crore in last 10 financial years, Parliament was informed on Monday.
NEW DELHI:
Highest amount of ₹2,36,265 crore was written off during financial year 2018-19 while NPAs worth ₹58,786 crore were written off in 2014-15, the lowest in the last 10 years.
During 2023-24, banks wrote off bad loans of ₹1,70,270 crore, lower than ₹2,16,324 crore done in the previous financial year.
Banks write off NPAs, including those in respect of which full provisioning has been made on completion of four years, as per the Reserve Bank of India (RBI) guidelines and policy approved by banks' boards, finance minister Nirmala Sitharaman said in a reply in the Lok Sabha.
Such write-offs do not result in waiver of liabilities of borrowers and therefore, it does not benefit the borrower, she said.
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