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Why JAM Needs Re-coding for Robust Social Protection

June 11, 2025

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Hindustan Times Navi Mumbai

In her book Recoding America, Jennifer Pahlka recounts her experience co-leading the Employment Development Department (EDD) task force in California during Covid-19. Covid relief was delayed by weeks due to a backlog stemming from outdated technology and rigid rules.

- Rahul K Sharma

In her book Recoding America, Jennifer Pahlka recounts her experience co-leading the Employment Development Department (EDD) task force in California during Covid-19. Covid relief was delayed by weeks due to a backlog stemming from outdated technology and rigid rules. For example, minor name mismatches could trigger a manual review, significantly delaying relief payments. We are often surprised when we first read about such systemic failures in a technologically advanced nation. But this is a global problem, a combination of technological choices, government contracting modalities, and rigid administrative processes. At a very different point in our technological journey within government, we face similar challenges in India, as a recent piece about India's first Aadhaar recipient highlights; Ranjana Sonwane received her monthly entitlements only in April, after a wait of nine months, because of an error linking her bank account to her Aadhaar.

We are fortunately at an earlier starting point regarding technology in the Indian State; many of these systems for enhancing frontline welfare delivery are yet to realize their full effectiveness. At the same time, full-stack solutions are already emerging and have even matured across many states in India. The struggles of even a single citizen should motivate us to envision a more robust social protection system, especially given the maturity of supporting digital public infrastructure, such as the linkages between Jan Dhan bank accounts through Aadhaar and UPI protocols on mobile devices (JAM trinity).

المزيد من القصص من Hindustan Times Navi Mumbai

Hindustan Times Navi Mumbai

In historic moment, Britain’s King Charles prays with Pope Leo

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Hindustan Times Navi Mumbai

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Hindustan Times Navi Mumbai

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After US, EU piles pressure with more Russia sanctions

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Hindustan Times Navi Mumbai

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Hindustan Times Navi Mumbai

Zelensky hails Trump sanctions on Russia

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Hindustan Times Navi Mumbai

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THE OPPOSITION GRAND ALLIANCE HAS BEEN RIVEN BY PUBLIC INFIGHTING OVER CHOICE OF SEATS, CANDIDATES AND IS STILL FACING ‘FRIENDLY FIGHTS’ IN 10 SEATS

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Hindustan Times Navi Mumbai

MAHAYUTI ALLIES SET TO GO SOLO IN SOME LOCAL BODIES IN MMR

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Hindustan Times Navi Mumbai

BANKS TO ALLOW FOUR NOMINEES FOR ACCOUNTS, LOCKERS NOW

Starting next month, you'll be able to have as many as four nominees for your bank accounts and lockers, compared to just one at present.

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Hindustan Times Navi Mumbai

Deloitte pegs India’s FY26 GDP growth at 6.7-6.9%

THE FIRM RAISED ITS EARLIER FORECAST OF 6.5%, ON STRONGER-THAN-EXPECTED CONSUMPTION AND INVESTMENT

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Hindustan Times Navi Mumbai

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Bellingham taps in rebound, helps Real get into Clasico mood with win over Juventus

Jude Bellingham has produced goals way more spectacular but his winner on Wednesday sent a message to Real Madrid’s rivals, among whom are La Liga leaders Barcelona at the weekend and Liverpool early next month. And to Thomas Tuchel ahead of England's engagements against Serbia and Albania next month.

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