يحاول ذهب - حر
Life Insurers' Focus Shifts as Appetite for ULIPs Falls
July 29, 2025
|Financial Express Pune
Choppy markets boost demand for traditional plans
MAJOR LIFE INSURERS are gradually shifting focus away from Unit Linked Insurance Plans (ULIPs) towards higher-margin participating (par) and non-participating (non-par) products, as sustained market volatility continues to dampen investor appetite for market-linked offerings.
SBI Life Insurance, the country's largest private life insurer, saw the share of ULIPs in its annualised premium equivalent (APE) product mix fall to 57% in Q1FY26, down from 61% in the same period last year. Meanwhile, the share of value-accretive non-par products rose by 300 basis points year-on-year to 38% in the latest quarter.
APE is a standard industry metric used to measure new business sales. It is calculated as the sum of regular annual premiums and 10% of single premiums.
هذه القصة من طبعة July 29, 2025 من Financial Express Pune.
اشترك في Magzter GOLD للوصول إلى آلاف القصص المتميزة المنسقة، وأكثر من 9000 مجلة وصحيفة.
هل أنت مشترك بالفعل؟ تسجيل الدخول
المزيد من القصص من Financial Express Pune
Financial Express Pune
Asia airlines hike fares, eye groundings
AIRLINES IN ASIA are raising ticket prices and mapping out contingency plans that include grounding planes as the escalating Middle East conflict threatens to trigger the worst oil shock since the 1970s.
1 min
March 11, 2026
Financial Express Pune
Bookings start for Mercedes CLA electric, priced at ₹55L
MERCEDES-BENZ INDIA HAS introduced the all-new CLA electric sedan at a starting price of ₹55 lakh (ex-showroom), marking the arrival of the brand’s smallest battery-powered sedan in the country.
1 min
March 11, 2026
Financial Express Pune
How to work better, every day
E-COMMERCE IS OFTEN framed as a game of ads and apps. The real challenge, however, is behind the scenes. As storefronts start to look alike, the gap is opening in how well companies run their operations.
2 mins
March 11, 2026
Financial Express Pune
SBI suspends Russia oil payments despite waiver
STATE BANK OF INDIA is not willing to process payments for Russian oil even after the US government issued a temporary waiver for India’s imports, as the country’s largest lender is uncertain how long the concession will last, according to people familiar with the matter.
1 min
March 11, 2026
Financial Express Pune
Emami Agrotech bets on food services, targets ₹2K-cr revenue
Company is open to acquisitions if they offer complementary product portfolios or stronger distribution networks in priority markets
2 mins
March 11, 2026
Financial Express Pune
Elbers quits as IndiGo CEO, Bhatia to hold the fort for now
FASTER NOD FOR PROPOSALS IN HIGH-TECH SECTORS
1 min
March 11, 2026
Financial Express Pune
Crude spike may inflate India’s LNG import bill
Cost may climb to $15.5/mmBtu; OMCs’ LPG losses deepen, says Icra
2 mins
March 11, 2026
Financial Express Pune
Anthropics is bringing something new to AI
They pre-judge the “oppressor” and “oppressed” categories. Such a framework ignores basic safeguards, due process, and balance
3 mins
March 11, 2026
Financial Express Pune
'Consumers to feel the pinch of AC price hikes from May'
Capacity shifts as geopolitical tensions disrupt major Gulf aviation hubs
3 mins
March 11, 2026
Financial Express Pune
Eateries in the soup as LPG runs out
Commercial LPG supply to restaurants across major cities has ground to a halt after a government order directed oil marketing companies to prioritise domestic households amid the closure of the Strait of Hormuz.
3 mins
March 11, 2026
Listen
Translate
Change font size