استمتع بـUnlimited مع Magzter GOLD
احصل على وصول غير محدود إلى أكثر من 9000 مجلة وصحيفة وقصة مميزة مقابل
يحاول ذهب - حر
You get tax benefit on top-up home loan
July 19, 2025
|Financial Express Lucknow
Apart from the home loan, I had taken a top-up loan last year. Will I get a tax deduction on it?
—Umesh Sehgal
Yes, you can claim tax benefits on your top-up home loan, but only if the funds are used for eligible housing purposes such as buying, constructing, or renovating a residential property. The interest paid on a top-up loan qualifies for deduction under Section 24(b) up to ₹2 lakh per year for a self-occupied property and without any upper limit for rented property. Principal repayment on the top-up loan can also be claimed under Section 80C, but only if the loan is used for purchase or construction of a house. If used only for repairs or renovation, principal repayment is not eligible for deduction.
هذه القصة من طبعة July 19, 2025 من Financial Express Lucknow.
اشترك في Magzter GOLD للوصول إلى آلاف القصص المتميزة المنسقة، وأكثر من 9000 مجلة وصحيفة.
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