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NRIs look homewards for term insurance
September 01, 2025
|Financial Express Lucknow
PREMIUMS ARE UP TO 50% LESS COMPARED TO THAT IN THE US, UAE OR SINGAPORE
NON-RESIDENT INDIANS (NRI) are increasingly turning to term plans from Indian insurers to secure their families even as they fly to greener pastures to build their careers. Premiums of Indian insurers are lower by up to 50% as compared with countries like the US, UAE, or Singapore. And on top of that, NRIs enjoy waiver of the 18% GST on term policies.
Indian life insurers offer higher coverage amounts and longer policy terms. The claims are settled in rupees, directly supporting families who live in India. The policy remains valid regardless of the insured's place of current residence or place of demise. Over the past two years, term plans bought by NRIs have doubled, says a study by PolicyBazaar.
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