يحاول ذهب - حر
NIM expected to improve from Oct-Dec quarter
August 18, 2025
|Financial Express Kolkata
Bank of India (BOI) has a clear focus on CASA growth and opening 6,000 accounts daily.
Rajneesh Karnatak, MD & CEO, tells Mahesh Nayak that core net interest income (NII) will drive future profitability. Excerpts:
What is your strategy on CASA?
We have maintained a strategic focus on CASA growth, achieving ₹6,000 crore year-over-year (y-o-y) growth despite a slight decline in the ratio to just below 40%. To drive growth, we have identified 1,000 HNI-focused branches (maintaining an average quarterly balance of ₹5 lakh and more per account) and appointed 82 resource managers, signed over 200 MoUs with governments and PSUs, and are opening around 6,000 CASA accounts daily. While metro branches face pressure in maintaining CASA numbers, we have enhanced product offerings, improved customer service, and expanded our branch network with a focus on semi-urban and rural areas. Currently, 66% of our branches are in these locations and they remain strong in CASA.
How has product bundling impacted CASA?
هذه القصة من طبعة August 18, 2025 من Financial Express Kolkata.
اشترك في Magzter GOLD للوصول إلى آلاف القصص المتميزة المنسقة، وأكثر من 9000 مجلة وصحيفة.
هل أنت مشترك بالفعل؟ تسجيل الدخول
المزيد من القصص من Financial Express Kolkata
Financial Express Kolkata
Create more space to let solar power flow
Solar power is auctioned almost every fortnight and developers are actively securing capacity, so boosting transmission network is crucial to reap benefits
3 mins
December 16, 2025
Financial Express Kolkata
Maruti to localise batteries and key components soon
CARMAKER CHARTS ROADMAPTO BUILD STRONGER EV ECOSYSTEM
2 mins
December 16, 2025
Financial Express Kolkata
Rupee slides to another record low
THE RUPEE'S DOWNWARD slide continued on Monday, ending at a new low of 90.73 against the dollar—down 31 paise—on weak market sentiment.
1 min
December 16, 2025
Financial Express Kolkata
IPL auction: KKR, CSK ready to loosen purse strings
PLAYERS TO WATCH OUT FOR Others in the 359-player auction pool are Steve Smith, Wanindu Hasaranga, Liam Livingstone, David Miller and Devon Conway to name a few
1 mins
December 16, 2025
Financial Express Kolkata
Noida airport set for flight into the future
Designed to operate largely on automation and self-service
2 mins
December 16, 2025
Financial Express Kolkata
Not worried about impact of tariffs as much as Al’s impact: BCG global chair
EVEN AS THE Indian economy and markets have been feeling an overhang of the ongoing tariff deal with the United States, Richard Lesser, the global chair of Boston Consulting Group (BCG) said that he is not worried about impact of tariffs as much as impact of Artificial Intelligence (AI), which he termed as 'critically important'.
2 mins
December 16, 2025
Financial Express Kolkata
Top 15-20% of consumers are driving growth energy'
How are you balancing premiumisation with the need for mass-market growth?
1 mins
December 16, 2025
Financial Express Kolkata
Over 84% of winter sowing complete, up 4.68% on year
SOWING OF RABI crops such as wheat, pulses, oilseeds and coarse cereals is nearing completion with over 84% of normal sown area covered, so far.
1 min
December 16, 2025
Financial Express Kolkata
GST cut to have 5-6% impact on bottom line: Galaxy Health
GALAXY HEALTH INSURANCE, the country's youngest standalone health insurer, is estimating a 5-6% impact on its bottom line following the rationalisation in the goods and services tax (GST) rates, a senior company official said on Monday.
1 min
December 16, 2025
Financial Express Kolkata
China's economy stalls in Nov
COUNTRY NEARS FIRST INVESTMENT DECLINE IN THREE DECADES
1 mins
December 16, 2025
Listen
Translate
Change font size