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UPI share in digital payments ecosystem swells to 83.7%
May 30, 2025
|Financial Express Kochi
THE UNIFIED PAYMENTS Interface (UPI) continued to consolidate its dominance in India's digital payments ecosystem, accounting for 83.7% of the total transaction volume in FY25, up from 79.7% in FY24.
According to the Reserve Bank of India's (RBI) annual report for FY25, UPI facilitated 185.8 billion transactions during the year, marking a 41% year-on-year increase. In value terms, UPI transactions rose to ₹261 trillion, up from ₹200 trillion in FY24.
Overall digital payments in the country — which include transactions via payment systems, card networks, and prepaid payment instruments (PPIs) — grew 35% to 221.9 billion in FY25, from 164.4 billion transactions in FY24. In value terms, total digital payments surged 17.97% to ₹2,862 trillion.
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