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Retail loans by NBFCs set to get cheaper
April 11, 2025
|Financial Express Kochi
THE NON-BANKING FINANCIAL companies (NBFCs) may soon offer retail loans at lower interest rates, following the Reserve Bank of India's (RBI) proposal to allow co-lending in non-priority sectors such as personal loans, auto loans and others.
By partnering with banks under the co-lending model, NBFCs will be able to provide retail and business loans at a blended interest rate, which are estimated to be up to 300 basis points (bps) lower than the rates currently offered by the NBFCs. Currently, banks are allowed to enter into co-lending agreements with NBFCs only for priority sector loans.
هذه القصة من طبعة April 11, 2025 من Financial Express Kochi.
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