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Metro rail expansion eases home loan stress: EAC-PM
January 17, 2026
|Financial Express Kochi
INDIA'S RAPID METRO rail expansion is delivering benefits far beyond faster commutes and cleaner air.
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A new working paper by the Economic Advisory Council to the Prime Minister (EAC-PM) found that improved metro connectivity has significantly reduced home-loan delinquency and increased prepayments in major cities, strengthening household balance sheets and contributing to broader financial stability.Using granular, loan-level data, the study examined how metro rail expansion has shaped household financial behaviour in Hyderabad, Bengaluru, and Delhi.
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