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Health insurers yet to crack retail OPD coverage
June 25, 2025
|Financial Express Kochi
Insurance crossed the ₹5,000-crore gross written premium (GWP) milestone in FY25.
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ADITYA BIRLA HEALTH Chief executive officer Mayank Bathwal tells Narayanan V about the growth strategy for the current fiscal and the broader trends in India's health insurance landscape. Excerpts:
What is your GWP growth target for FY26?
We are part of a listed company and we can't give any forward-looking numbers. Just to give an idea, our gross written premium grew 42% year-on-year to ₹5,252 crore in FY25. The industry grew by around 15%. We also had the first full year of profit last year, which is again an achievement—for our scale of business, achieving profit in eight years is rare. We haven't seen anyone else doing that. We also increased the market share in the standalone health insurance space to 12.6% from 11.2%.
We are confident of growing ahead of the market in the future as well and will focus on increasing the profitability.
What is the mix between retail and group health?
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