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Fintech retail lending rises
January 01, 2026
|Financial Express Chennai
FINTECH FIRMS ARE expanding presence in retail lending, now accounting for 8.9% of total non-banking finance companies’ (NBFC) consumer loans, up from 7.3% in September 2023, according to the FSR.
They reported a robust credit growth of 36% on year in September 2025. The growth was driven by personal loans, which comprise over half of their portfolio.
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