Act now to protect your interests - or you could face real difficulties

ILAWS SCOTLAND ARE THE EXPERTS WHEN IT COMES TO SAFEGUARDING YOUR FINANCIAL FUTURE

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LIFE used to be so much easier.

There was once a time when it was possible to pop down to the post office to collect a pension on behalf of an elderly parent, phone the local bank on their behalf, or speak to a utility company to help them with their bills.

Maybe you remember it - it's not that long ago, in the grand scheme of things. But times have changed, and what we may once have considered common sense is now seen as far too much of a risk.

The same goes for crucial decisions about things like medical treatment, or financial assets - including your home.

That's why it's so important to take some important steps now, such as arranging power of attorney for yourself and your loved ones.

Power of attorney is a legal arrangement that allows you to nominate a person or people to make important decisions on your behalf in the event that you are unable to do so, for example due to ill health, a serious injury, or mental incapacitation.

Without it, you could find yourself in real difficulty, powerless to intervene in some of the most crucial situations you will ever face.

It's a problem that Tony Marchi of ILAWS Scotland is very familiar with. Tony and his team specialise in estate planning for people the length and breadth of Scotland, and his message is stark: